- December 18, 2024
- Posted by: lunar1
- Category: credit loan payday
Well-recognized member
- #21
Well-known user
- #twenty two
Well-recognized member
- #23
I dont recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about necessary hyperlink 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all you dudes that want to acquire a property otherwise finance something.. pray so you’re able to goodness you’ve got good credit. I think specific men you to definitely believe that playing cards evil need observe the picture as a whole. Because *you* individually was able to pay cash to possess everything doesnt mean it is wonderful for everybody. Despite the thing i wrote above I As well (at any given time) paid dollars to have everything you. I will not enter the causes right here nonetheless it exercised aswell somewhat. The main one downside to which was I can Never apply for a charge card.. you are going to never ever rating that loan. Forget about to find a property until I robbed a lender.
In closing for the past ten years I must have charged regarding the 100K worth of blogs. Ive racked right up a huge amount of prize affairs ect ect. Occasionally We pay dollars getting articles however, that means I am looking a cost savings. I’m sure there is dudes into here that have tested an excellent used car and also the man wishes 3K because of it and you begin this new transactions and you may force comes to shove together with wad of cash comes out! Gotta love it!